Insurance Department Operations in EUROPE

Products & Service in EUROPE

Risk Management for *Commercial Line

(Property Damage, Business Interruption, Liability, Cargo, Re-call, Credit etc.)

• a) Co-ordination of Global Program in Europe with local brokers
  Reflection of group mass merit on premium and scope of coverage
  Standardization of the cover in the world according to common guide line
• b) Arrangement of local policies avoiding duplicate cover from Japan
• c) Monitoring loss history

Employees Benefit Program in Germany, Czech

(Car, House holding, Medical, Life, Travel Accident, Pension etc.)

• a) Making special scheme for group companies with great buying power
• b) Contribution to keeping good motivation